Other Service

Other Service

An account holder of Alappuzha District Co-operative Bank can transfer funds to and from his/ her account  through RTGS/ NEFT Facility strictly adhering the conditions of the National Payment Corporation of India and Reserve Bank of India. Our IFSC Code is UTIB0SADC83. For more details contact nearest ADCB Branch.


An account holder of ALAPPUZHA DISTRICT CO-OPERATIVE BANK LTD will be alerted through SMS when his/ her account is debited or credited. To avail the facility of SMS Alert , please register your mobile number with nearest branch of ADCB.


A cheque Truncation System (CTS) is a cheque clearing system undertaken by Reserve Bank of India for faster clearing of cheques. It involves sending an electronic image of the cheque together with its Magnetic Ink Character Recognition (MICR) data, and other relevant fields like date of presentation, presenting bank’s name, etc. 


  • As the cheques would be cleared electronically, there is no fear of loss of cheque in transit.
  • Faster clearing leading to faster credit of funds to your account.
  • CTS compliant cheques being more secure, there are lesser chances of fraud.
  • As the system progresses and geographical restrictions are overcome, even multi-city cheques could be cleared on the same day

CTS facility is available with ADCB

DIRECT BENEFIT TRANFER( DBT) is  a mechanism which facilitates transfer of subsidies, scholarships and other benfits from government to the beneficiaries directly to their bank accounts. An account holder of ADCB can avail the benefits of the scheme by mentioning his account details with ADCB while submitting their application for benefits in concerned government departments or institutions.